GoFreeCredit, hosted at GoFreeCredit.com, is a white-labeled credit monitoring service platform that works in direct affiliation with TransUnion Credit Monitoring.
Established over 14 years ago, GoFreeCredit.com has groomed their credit monitoring services to hundreds of thousands of American consumers since their inception.
To learn whether GoFreeCredit is a scam or offers legitimate credit services, we invite you to continue reading our unbiased GoFreeCredit.com review!
GoFreeCredit.com Review
GoFreeCredit.com provides credit monitoring services to consumers who are based out of the United States.
Consumers who decide to use Go Free Credit are able to monitor their credit scores through soft-credit inquiries, learn more regarding their credit score and help protect themselves from identity theft.
Launched in 2007, according to GoFreeCredit.com they have helped over 1 million people access their credit information.
GoFreeCredit.com is not a financial institution, mortgage banker, or broker. Nor do they sell products or endorse any specific kind of product or company.
Functioning as an online platform, GoFreeCredit.com is semi-comparable to other credit monitoring services such as BadCreditLoans and CreditSesame.
Who is Behind GoFreeCredit.com?
GoFreeCredit appears to be owned and operated by ConsumerTrack, Inc.
According to the Better Business Bureau, ConsumerTrack, Inc became an incorporated business on March 10th, 2004 in California and reflects a physical location of 2121 Rosecrans Ave #1300, El Segundo, CA 90245-4745.
Brett Rossmann is listed as the CEO of ConsumerTrack, Inc at the Better Business Bureau while their services have also been mapped out to the secondary domain of www.GoIdentityProtect.com. While GoIdentityProtect does not openly acknowledge their affiliation with GoFreeCredit, they reflect the same addresses and have been associated together at the BBB.
How does GoFreeCredit.com Work?
GoFreeCredit.com works with nationwide consumer credit reporting companies such as Equifax, Experian and TransUnion.
For those looking to better manage their credit, service platforms such as GoFreeCredit render credit monitoring services with a monthly reoccurring fee.
GoFreeCredit.com, for instance, charges a monthly fee of $19.95 to use their platform.
Among the services one receives when using their platform would be credit score education, a credit score monitoring platform that is updated monthly along with identity theft protection.
So what makes Go Free Credit different from other credit services?
GoFreeCredit.com does not reflect much variation from other competing credit monitoring services.
As with most credit monitoring services we review, the overall functionality and services rendered are essentially the same with the only real varying factor being pricing.
Which in the case of GoFreeCredit means they are charging a bit on the higher end, equating to an annual sum of ~$239.40.
Eligibility Requirements
- Must be 18 years of age
- Must be a United States resident
GoFreeCredit.com is available to any consumer who meets the eligibility requirements above despite their credit history. Poor or excellent credit scores, it does not matter, so long as you find their services worth their price point.
One valuable byproduct that we encountered when reviewing Go Free Credit would be how those who enroll with their platform receive ID theft insurance up to $1,000,000.
Community Feedback
GoFreeCredit.com does not have the best history when it comes to addressing consumer complaints although we were surprised to see such a small quantity of reviews considering the fact that their platform has been around for over a decade and has allegedly been used by more than 1 million consumers.
Consumer review portals such as RipOffReport share troubling consumer experiences although most of them date back several years.
In fact, there is only a minuscule amount of relevant feedback available regarding Go Free Credit, although most of them are negative or report “GoFreeCredit.com as a scam.”
To learn more you can see more relevant consumer reviews at BestCompany and OpportunityChecker.
Domain Insight
According to WHOIS, GoFreeCredit was an openly registered domain created by ConsumerTrack, Inc on October 21st, 2006.
Since their inception, GoFreeCredit.com has experienced a continual surge in growth and now reflects a SimilarWeb global rank of 38,969 with a US rank of 7,322 as of September 9th, 2018.
According to the market intelligence report, GoFreeCredit supports over 1.69 million monthly visitors while 43.43% of their traffic originates from referral based sources such as career-edge.com and localjobster.com.
Connecting with GoFreeCredit.com
GoFreeCredit.com only provides a couple of different contact methods in order to reach out and connect with their site operators.
Perhaps the most convenient way to connect with GoFreeCredit would be by emailing them at info@GoFreeCredit.com otherwise you will have to send them a letter at:
GoFreeCredit
1700 E. Walnut Avenue
2nd Floor
El Segundo, CA 90245
GoFreeCredit.com Review Conclusion
GoFreeCredit is a white-labeled credit monitoring platform geared towards providing consumers with a few common credit monitoring services such as educational, monthly credit monitoring and identity protection.
Accompanied by a reoccurring monthly fee of $19.95 (as of September 9th, 2018), we believe there are more dependable and reputable credit monitoring platforms for consumers.
Outcome: GoFreeCredit should be pursued at your OWN risk!
Best Alternative: BadCreditLoans Review
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