Agile Health Insurance is an online platform that aids consumers by matching them prospective health insurance companies.
Hosted at AgileHealthInsurance.com, Agile Health Insurance offers Obamacare alternative health plans that include short-term health insurance, health benefit indemnity insurance, dental insurance and telemedicine.
With this in mind, the objective of this unbiased review would be to provide you with the insight required to make an educated decision regarding whether Agile Health Insurance services are right for you.
What is Agile Health Insurance?
Agile Health Insurance was structured for people who find the health plans available at Healthcare.gov and other government health exchanges to be out of their budget, too restrictive, or just too confusing to navigate.
According to their site, they are an online leader for health insurance alternatives to Affordable Care Act insurance and are a nationally licensed health insurance agency.
It should be noted that Agile Health Insurance does not render any insurance plans but instead functions as an online service provider that enables consumers to compare private health plan options, which aren’t typically found on government websites.
Who is Behind Agile Health Insurance?
Found in AgileHealthInsurance’s Privacy Policy, AgileHealthInsurance is the e-commerce division of HealthPocket, Inc., which is a Silicon Valley based technology company.
To add, Agile Health Insurance states that they are the sister company to Health Plan Intermediaries Holdings., LLC.
According to the Better Business Bureau, Agile Health Insurance became an accredited business on June 20th, 2017 and currently reflects an A+ BBB rating.
Their disclosed physical address is 444 Castro St, Mountain View, CA 94041-2017.
Those looking to reach out with Agile Health Insurance are advised to email support@agilehealthinsurance.com or call (800) 314-5594.
How does Agile Health Insurance Work?
Agile Health Insurance offers Obamacare alternative health plans:
- Short-Term Health Insurance – medical insurance that can obtained any time of the year which protects you in case on injuries or illness.
- Health Benefit Insurance – Indemnity insurance that pays you a set amount for doctor and hospital services.
- Dental Insurance – Agile claims to have partnered with some of the best dental insurance companies.
- Telemedicine – Speak with a doctor 24 hours a day, 365 days a year, administered by Teladoc, a nation leading provider in telemedicine services.
As you can see from the image above, Agile Health Insurance does not require much information in order to help you get started.
All-in-all the application process takes under a couple of minutes to complete.
Below are the insurance agencies that are affiliated each type of Agile insurance plans:
Short-Term Health Insurance
- Everest
- LifeShield
- Everest Prime
- Standard Life
- Companion Life
- National General
- Golden Rule Insurance Company
Health Benefit Indemnity Insurance
- Agile Secure
- Axis Core Shield
- Chubb Agile One
- Chubb Cardinal Choice
- Axis Legion Limited Medical
- Standard Life Fixed Cash Benefit
Dental Insurance
- Nationwide
- USA+ Membership
Telemedicine
- Teladoc
Below is an example of what you could find when completing the Short-Term Health Insurance application.
As you can see, consumers are rendered a rather abundant selection of plans that can be filtered to narrow down plans that are more specific toward your needs.
Consumers for instance are able to narrow down their monthly premium, coverage duration, which insurance companies, their coverage maximum, deductible amount along with coinsurance sum.
Community Feedback
The community consensus regarding Agile Health Insurance is still under debate.
Reputable entities such as the Better Business Bureau reflects nearly a 4.5 out of 5 star rating out of 84 customer reviews while user reviews submitted at ConsumerAdvocate reflect an entirely different tale.
Below are a few of the most relevant reviews we found pertaining to Agile Health Insurance:
“Linda was the BEST agent I have ever had the pleasure to deal with. Fast, polite and knew what she was doing. Helped me all the way through. Hope to deal with her again and again. VERY PLEASANT AGENT !”
“Worst health insurance company/plan (Lifeshield/InsuranceTPA). Got a Short-Term policy…”
“Once I finally got my own health insurance, I contacted them to cancel my policy…I looked on the insurance account and they had not even put the refund in their system so have to wait another 5-7 business days. If i don’t have it then, they will hear from my attorney. TOTAL RIP OFF!!!”
While some of these reviews may raise your suspicions regarding the legitimacy of Agile Health Insurance, it is important to remember that the majority of these complaints have to do with the insurance companies supported by Agile Health Insurance, not Agile Health Insurance itself.
Is Agile Health Insurance Safe to Use?
Agile Health Insurance appears to be a safe platform to use to find competitive insurance plans.
While it’s true that there are some troubling complaints regarding some of Agile Health Insurance supported companies, the overall reputability of their platform is hard to deny.
Until more consumer feedback comes to light, we believe Agile Health Insurance to be a safe platform to utilize.
Agile Health Insurance Review Conclusion
Agile Health Insurance is a nationally licensed health insurance agency that aims to help consumers find competitive insurance plans for short-term health insurance, health benefit indemnity insurance, dental insurance and telemedicine.
Given the information shared with you above, it appears for the time being that Agile Health Insurance is a reputable platform to find and compare non-government offered insurance plans.
Outcome: Agile Health Insurance appears Safe to Use
Site: AgileHealthInsurance.com
We invite you to share any experiences, insight or options you may have below!