Check Free Score (CheckFreeScore.com) is a designated credit monitoring platform that functions by allowing individuals to monitor their credit reports. Working in accordance with TransUnion, Equifax and Experian, Check Free Score provides consumers with incentive based memberships that enable them to monitor their credit with increasing control. While in theory Check Free Score appears to serve as the ultimate platform for monitoring your credit, recent consumer feedback has exposed some unnerving reports of unsatisfactory business practices.
As we guide you through our unbiased review, we will conduct thorough research into the mechanics of Check Free Score while laying out all the needs-to-knows. Learn for yourself whether Check Free Score is a trustworthy credit monitoring operation or if it is a hoax ran by deceptive thieves.
What Exactly is Check Free Score?
Check Free Score is an online credit monitoring service that enables consumers to oversee their credit report through TransUnion, Equifax and Experian credit bureaus. Consumers who wish to possess more control over the safety of their credit are able to enroll with 24/7 credit monitoring, custom email alerts and credit report consultation services. Working in accordance with 3 major credit bureaus, Check Free Score encompasses a large scope of monitoring services which are difficult to find elsewhere.
Who is Responsible for Check Free Score?
CheckFreeScore.com is owned and operated by CSIdentity Corporation, Experian and TransUnion Interactive. Created in early August of 2016, Check Free Score was founded and is operated by the 3 credit bureaus that currently support their operation. While no main office location is disclosed on their site, a mail customer service has been established and can be addressed at: CheckFreeScore.com, RE: Customer Service, 5100 Buckeystown Pike, Suite 250, Frederick, MD 1704. For more immediate assistance, Check Free Score representatives can be reached at (855) 504-5868.
How does Check Free Score Work?
Check Free Score offers consumers 3 different membership packages that each come with various perks. While memberships are based on reoccurring monthly payments, the main attraction of this site would be the $1 7-day trial that is offered to new consumers visiting the site. Disclosed below the memberships available at Check Free Score along with the incentives they offer:
Basic Credit Membership
- $9.95/Month
- Daily Equifax Credit Report & Score
- $6.95 Experian Credit Report & Score
- Daily TransUnion Credit Report & Score
- 24/7 Roadside Assistance and Minimum Rewards
- Custom Email Alerts and Credit Fraud Consultation
Premium Credit Membership
- $29.95/Month
- Daily Equifax Credit Report & Score
- Daily TransUnion Credit Report & Score
- Unlimited Experian Credit Report & Score
- 24/7 Roadside Assistance and Average Rewards
- Custom Email Alerts and Credit Fraud Consultation
Ultimate Credit Membership
- $39.90/Month
- Daily Equifax Credit Report & Score
- Daily TransUnion Credit Report & Score
- Unlimited Experian Credit Report & Score
- 24/7 Roadside Assistance and Maximum Rewards
- Custom Email Alerts and Credit Fraud Consultation
Important Note: Failure to cancel your trial membership before their set billing date and you will automatically become enrolled in their Ultimate Credit Membership, no refunds are offered.
Community Feedback
Although Check Free Score appears to be a popular credit monitoring destination, that hasn’t stopped them from allegedly conducting shady business practices. Among the chief complaints we found regarding Check Free Score would be early billing cycle charges from users trying the free trial period or failure to acquire their credit scores.
Check Free Score Spec Report
- Created on August 8th, 2016
- Operates as a credit monitoring platform
- Supported Bureaus: Experian, TransUnion & Equifax
- Over 500,000 monthly visitor average over past 6 months
- Representatives available 7 day a week at (855)-504-5868
- Jointly owned and operated by TransUnion Interactive Inc, Experian & CSIIdentify Corp.
Can CheckFreeScore.com be Trusted?
While some negative consumer feedback paints a troubling image regarding Check Free Score, we still believe their platform to be trustworthy due to how popular they are and the verified entities who own and operate CheckFreeScore.com. If in the future more troubling feedback is to surface, we will surely voice their feedback and make any needed alterations to this review if necessary.
Popularity
CheckFreeScore.com had a SimilarWeb global rank of 74,941 and a US rank of 13,676 as of January 20th, 2018. Approximately 90% of the sites visitor traffic is US based while over 57% of all traffic is referral based. Last month Check Free Score experienced an increase in total visits by 11.73% enabling them to support over 803,000 visitors last month.
CheckFreeScore.com Review Conclusion
Check Free Score is one of the most reputable credit monitoring platforms that functions with not one but with 3 major credit bureaus. Take control over your credit by participating in the $1 7-day trial and decide for yourself whether their platform is suitable for your credit monitoring needs. If you are unsatisfied with your experience, then make sure you cancel your membership prior to the fixed billing date otherwise you will automatically become enrolled with the Ultimate Credit membership.
Update March 1, 2023
Two days ago, on February 25, 2023 we received the following complaint:
I visited Checkfreescore.com but now I am unable to log back in. The website redirected me to spam sites offering personal loans, and now I am concerned that my account information has been compromised.
The customer service is a joke. I was charged $39.90 after multiple attempts to cancel the 7 day trial. Whenever I attempted to cancel the trial, I was placed on hold until the line cut out. Then they took my money, when I called to get it back, the representative “Karolina” was extremely rude. She gave vague statements and when I would question her or repeat back what she said, she would start yelling at me that I would t let her talk or that she didn’t say what I repeated back. Whenever I would attempt to speak, she would start yelling to let her talk. She does claim that she finally issued a refund, I will update if that does not come through. I never leave comments like this, but this woman was so rude and unprofessional that I had to say something. These people try to steal your money and then blame you for it while being horribly rude.
Just I can say they are bunch of lier. They took $39.99 monthly but don’t update it. They are only trying to force you sing up and pay them instead they don’t care about anything. It’s 4 months I payed for nothing my last update was on 3/16/18 . Now I feel idiot. Don’t even try it for free .
For the love of god stay away these ppl stole money from me twice and i just caught it . they will be reported to my bank tomorrow morning bc i will not stand for thieves !! i have never signed up for this site ever ! I use credit sesame and credit karma . They woman i talked to in customer service was rude as hell and very unprofessional. Idk how they got all my information but i sure as hell know it wasnt me that did it . STAY AWAY FROM THIS SITE !!!! SCAM!!!!!!!!!!!!!!!!
These people stole $39.90 from my checking account without my authorization. I did not sign up for monthly membership with this company. CheckFreeScore cancelled my membership without giving me a full month of service that they stole from me. Customer Service refused to refund the $39.90 monthly membership and was very nasty and rude to me. checkFreeService is fraudulent and should be reported to the Better Business Bureau.
Chime text me to see if I made a transaction to checkfreescore, reply back yes or no. I then have 1hr to make the transaction if I answered yes. When I looked at the amount it was $4.95 I didn’t see any services for $4.95 any were on there advertisement. Now there steeling every nickel they can get there evil mits on. I’ll have to get my card changed. I’m sure they’ll keep making a run at me. BBB I’ll file a complaint also. I started reading all the reviews and got a sick feeling in my gut. I’ve been scammed before. Im on disability and get multiple things through the net. I just got a new card last week.i think they should outlaw recuring subscription.thats how they always get me. Sometimes fefund other times BS. Sorry for venting.
These people stole $39.90 from my checking account without my authorization. I did not sign up for monthly membership with this company. CheckFreeScore cancelled my membership without giving me a full month of service that they stole from me. Customer Service refused to refund the $39.90 monthly membership and was very nasty and rude to me. checkFreeService is fraudulent and should be reported to the Better Business Bureau.
Someone used this service to log into my account and steal my identity. They made minimal effort to verify the identify of the person involved. I had to report it to the FTC. I would give them one star at best.
Had the same experience with these idiots. Thats exactly what they turn into idiots when you try to explain that they are charging you in error. I was scammed out of a whole year in charges that i overlooked on my account. The only thing that made me raise a question was they had double charged my account and then i noticed. I never authorized these guys to take any money out of my account for a service i never even used. Something has to be done about this company stealing peoples money.
My free trial ended on Sunday I looked on my online banking on Monday and saw where they were charging me $40.00 I called and canceled my membership but they said they couldn’t give me a refund that it would have to be investigated first the lady said it wasn’t their place to give my money back
I also had to call them to cancel my father’s account which he opened by accident bc he thought an online ad was part of the process of filing a gov’t claim. I had the most unpleasant experience I’ve ever had over the phone. We asked to cancel and the rep would not stop trying to sell more product or give him a “better deal” instead of just doing as my father had asked. I was so fed up with the spiel that I told him I understood he was doing what his company asks him to do but we just wanted to have the account closed. He told me there was no reason for me to talk to him like that, and also that I wasn’t allowed to talk. Ridiculous and pretty unprofessional. My father and I told him from the beginning I was on the line and that I had permission to be included on the call. So rude and enough with the runaround! Don’t sign up unless you want to get caught in a mess.
This website is a joke. When you call to speak with their customer service and tell them you have already called to cancel and it wasn’t cancelled and you were still charged they tried to tell me today is the only time i have called and she was the first person I had talked to. The funny thing was I spoke to someone else right before her and i had called 3 times prior to that so apparently their system isn’t up and running like it should be and now they have my card info and they took $39.90 that they weren’t suppose to and wont refund it at all. Not to mention they are very very rude…one guy even told me that its just too bad and theres nothing I can do about it and I didn’t have a valid excuse. Lol.