Easy Pay Finance (easypayfinance.com) is a financing platform that was created on August 31st, 2012 by Duvera Billing Services, LLC.
Easy Pay Finance Review
Easy Pay Finance is an online platform that provides financing services to merchants in need of obtaining personal or auto financing loans. Operating as a short-term lender, Easy Pay Finance enables applicants to file for loan requests varying between $500 to $4,000 while loan repayment periods last between 12 to 24 months.
According to a WHOIS domain report, easypayfinance.com was created on August 31st, 2012 through the GoDaddy registrar and by an organization disclosed as Duvera.
Upon further investigation, research will go on to reveal that Duvera, actually known as Duvera Billing Services, LLC, is the overseeing corporate entity responsible for Easy Pay Finance. As found at Duvera Billing Services, LLC Better Business Bureau profile, their business was established and incorporated on May 18th, 2001 in California.
Disclosing a physical address of 1910 Palomar Point Way #101, Carlsbad, CA 92008, an entity known as Mary Jones is serving as their active President while Scott Vertress is their reflected CEO. Furthermore, Duvera Billing Services, Inc became a BBB accredited business on August 28th, 2017 and reflects a 71% negative customer review rating.
Easy Pay Finance is available in every state in the United States besides New York and functions as an instant approval lender. Charging a merchant fee of 2.99% for successful and completed loan applications, Easy Pay Finance offers same day payments as long as their application is completed by 4 P.M. EST.
In order to qualify, applicants must be 18 years of age, earn at least $1,000 per month and have a checking account in good standing for the past 90 days.
Supported Contact Methods
- Customers needing account information (866) 438-8372
- Interested Merchants (866) 791-0915 or sales@easypayfinance.com
- Existing Merchants (866) 337-2537 or merchantservices@easypayfinance.com
Easy Pay Finance Scam
Easy Pay Finance incorporates a minimalistic yet user-friendly platform but doesn’t appear to be upfront regarding their identity or overseeing corporation. Failing to disclose a noticeable Terms and Conditions, prospective applicants are not aware of the employed loan terms required by Easy Pay Finance.
To further complicate matters, multiple consumer complaints can be found at RipOffReport or at their corporation’s Better Business Bureau profile. Among the chief complaints reported would be horrific customer service, outrageously high loan rates (between 129 to 200% on average) and the strong assertion that Easy Pay Finance is a scam.
Easy Pay Finance does not appear to be a popular site and reflects a SimilarWeb global rank of 606,130 as of March 4th, 2018.
Given the anonymous nature and numerous negative complaints, we do not feel that Easy Pay Finance is trustworthy and alternatively recommend BadCreditLoans or 24/7 Dollar Loans.
Terrible, don’t get involved with them… Bad customer service, bad interest rates, shady payment system
In one full year, my loan balance has gone down $9. You read that right: nine dollars in 24 payments so far. In August, when I was on the phone with customer service, I was told my balance remaining was somewhere close to $1000 (not true). After numerous payments following, as well as a payment more than double the amount due, my balance is $1803. The original loan amount was $1812, and so far we have paid over $2300 in order for the balance to decrease one dollar in 5 months. This is for a dog that cost $1500 and we paid $400 upfront. They need to be shut down immediately. I don’t know how anyone working for that company sleeps at night.
My daughter fell in love with a poodle puppy at a pet store. She didn’t have the full amount so she financed $700. Through this “company”. She made all payments on time. Regrettably, she thought the promotion period was 3 months instead of the actual 90 days. She realized this 36 hours too late. .”Easypay” refused any negotiation, told her that every penny of what she had already paid was now lost due to the tremendous interest rate, and that the amount due was now back up to the ORIGINAL loan amount of $700. She was told that interest was accumulating at a rate of nearly $3. a DAY on that $700. That’s when Mom(me) got a tearful call from my daughter that this outrageous company would repossess the puppy if she couldn’t pay.
There is a special place in HELL for everyone at this company !
took out 1,195.21 loan for car repair back in august 2017 still paying it currently. Charged me a ridiculous finance rate for 52 payments biweekly well over amount financed. Ive already given the $800 over the amount ive already covered and they expect another $788 to finish a contract with terms they quietly disclosed. If i dont pay the 788 which plus the additional $800 over the amount due ive already paid its an overall $3,422 id have to pay for a $1200 loan. This place is completely unethical, its a business to give people loans for poor credit to finance yet they bury you into a deeper financial hole
I applied for a loan of 5000.00 dollars they told me I need to send 199.00 for processing fee then they wanted 199.00 they said I should be getting my loan then they wanted 300.00 for taxes and I would get the money well stupid sent 350.00 they said that was last step well they won’t send the loan and they won’t send my money back tbey called me the other wanted 319.00 for taxes more Mr. Foster said he was going to work on it well that was 2 days ago . I know it was fault for sending them money but they are bunch of criminals
I got financed for $1500 for a car repair, and when the bill came, tried to pay early by paying $250, they still tried pulling an extra $130 which didn’t go through, which disqualifies you for the 90-day same as cash and adds on a 188% interest rate, and I’ve been fighting with them to prove that I had the money and paid early for 2 days now, they are trying their best to add on that 188% interest rate.
WORST COMPANY EVER ..PPL PLEASE BEWARE AFTER THE 3 MONTHS THEIR INTEREST RATE IS 152 % PER DAY ….
I want to pay them before the promotion but there trying play me around, and without paying them within 3months, their interest rate is so crazy. Just unbelievable, not good for such a company to squeeze the poor beyond imagination!!!
I went to make a full payment for my pupper. I logged on and finalized the $1500 I owed.
next month comes around, and I got hit with the 200 payment. I was like ummmmm. Mind you I thought I was all paid. Turns out it didn’t go through. How Convenient. I called and was on hold for 40 minutes. Only to be told they can’t back charge the $190 in finance even though I was calling to AGAIN pay it off. What a scam and insane finance charges.
Worst company EVER! They are criminals. They do everything in their power to cause you to miss your promotion period. It’s very shady. They won’t get back with you and will charge you an astronomical amount of interest even before the promotional period ends because of something they did that is out if your control. People are better off maxing out a high interest credit card than dealing with these criminals.
Easy pay does not want you to pay off the loan to quickly. Of My first 2 payments of $45 & $40 to shrink the principle faster with a biweekly payment of 31.42 assigned, 100% went into interest. They also purposefully skipped 2 notifications set for prepay notification. Selohssa!