Easy Pay Finance Review

We took out a loan for $2,444 for a puppy. The lady at petland said we would be paying $150 every two weeks and would take 2 years to pay off. Well with our now 151.99% interest rate which it clearly was not when we signed up, we now have almost $4000 left to pay it back. I did some math and if my husband and I continue to pay at the minimums rate of 150 every two weeks, it will take us about 52 years to pay back this loan. How is this even legal??!! I do not recommend this at all.

I’m glad I read these comments before completing a transaction. I was approved and almost fell for the 90 day interest free trap thinking I would ignore the very high interest rate and just pay it off before interest started building. After seeing these comments, thank God I did not fall for this scam! I rather pay for a new tire
One at a time than to find myself getting screwed over by this company. This
Company should be ashamed of themselves and they will get there day eventually. God is watching and he particularly cares about the poor and needy so trust me this company will have to answer to God eventually!

Easy Pay is the WORST.! I paid 1100$ in the first 90 days and they STILL charged me interest on those payments.! They NEVER explained how high the interest would be. I’ve done the math. For my 2462.51 that I borrowed I’ve paid (to this date) 2955.12 which is 492.61 over the amount originally financed. They still want 2679.72 from me.! I would have NEVER signed for this if I knew.! And I also called up and they’re not willing to help you. “If you do not pay your credit will be affected for 7 years and we can not waive anything” HORRIBLE customer service if you ask me. I even offered to pay 500$ right now.! That would be 992.61$ OVER the original amount and they refused. Will be speaking to my attorney immediately but if there’s anyone out there who handles these kind of matters PLEASE email me. Chelseyannee@gmail.com

is there a lawyer out there I can use. my email is rick_nichols1969@icloud.com

I am horrified!!!!! I called to see how much I had left to pay on my $2500 dog. I have paid solid every month up to $2400. I was so happy to say I wanted to pay off the balance and the woman said my balance to pay off is $2800!! 3 kids in college! I can’t do it! If I stay in the contract for 2 years my dog will cost $8000! HELP!’ Rip off !!! Should be illegal!

I regret doing business with this company. Highest interest rates (as in 98% and I have really good credit) and they don’t work to get it lowered at all. Worst decision I made and wish I could’ve avoided altogether but this was the only option available for me to get the purchase completed there and then. Please, I beg you, avoid Duvera aka Easypay Finance at all possible cost. I would hate for anyone to have to pay more than needed or over 100% more of what the financed amount was. Financed $2000, by the end of the contract the amount would be over $4000…. this is just straight robbery! I wish I could give them no stars!

This company, also known as Duvera Finance has a horrible customer service base! I paid my account in full and they still added interest because I had an issue in my bank which I advised them about and paid them again before the check was returned but they used that an excuse to continue to charge me interest in the sum of 1.25 a day plus an additional 250.00!! Then I paid it in full to the penny and went online to see where my paid in full letter was and there was still .06 cents outstanding!!!! I called the customer service dept spoke to a Michelle who was rude and condescending, I then asked for a Manager “I was sent to Xavier” not a Manager but an account Manager who advised I needed to call back tomorrow to get my paid in full letter! This was after being on hold for 20 min! I asked why can’t he just send out a paid in full letter make a note on the account at which point he kept repeating himself like a parrot that I needed to call back tomorrow! Horrible!! Horrible!!!! DO NOT USE THIS COMPANY EVEN IF IT IS YOUR LAST RESORT! YOU WILL REGRET IT!! THE SUPERVISOR IS EMMA- THE MANAGER IS LISA AND THE DIRECTOR IS APRIL! ALL OF WHOM I WAS ADVISED THEY CANNOT TAKE MY CALL THEY WERE BUSY!!!!!

I’m with everyone on here, please avoid this financer completely. Went to Chandler Motorsports in AZ and financed a small quad for my daughter. We were simply told about a 90 interest free loan. After paying 300$ upfront, and signing the loan for which 0 time was spent informing me of rates and added fees; I noticed a 96% interest rate and biweekly payments set for 24 months. Immediately after getting home, I attempted to reach the Easypay (Duvera) to find out that customer service is unavailable on weekends. First thing Monday morning I contacted them, waiting 30+/- minutes, via telephone as no response was received through email. Good thing I had called as the 90 day 0 interest promotion had to be asked for as it is not automatically set up so I was told. Also during this call, I was made aware of a 40$ fee that is charged under the promotion. I made payments atop of my automatic drafted payments and paid the balance in full prior to the 90 days. After doing such I received a statement in the mail that showed a balance remaining along with the notice of a possible late fee, mind you that during the 80 days prior I had never received a statement. I called them once again and spoke with representative Krystal, who by the way will berate, belittle and attempt to make you feeling incompetent for simply inquiring about your account. I am uncertain if the 880.23$ I paid was an overpayment as I was more in a rush to simply disconnect with her. I may be inferior mentally to Krystal, but my figures of borrowing 800$ interest free + their 40$ fee for paying off the loan in 90 is only 840$. So if you want to give away 40$ and be insulted reach out to me, I’ll even do it on weekends.

I am a merchant of easy pay finance. Meaning I do business with them and I offer my customers loans through them. I’m the last year I have done three loans with this company. While most of the comments state they weren’t aware of the high interest charges, I’ve noticed that they do tell you this before you even sign the lease. Anywho, I am here to complain just like the rest. 2/3 of my customers were screwed over and one of them including myself, the ACTUAL merchant offering these damn services. We’ll, recently I did a contract for someone, the account was stated it was “funded” and being I had no problems in the past, I let the merchandise go and what do you know? Apparently my original bank account was closed prior to this funding and “the funds were never returned to them” and it’s been two months and I still have no answers as to where my $1600 is. I’ve already confirmed with the original bank that they didn’t have the money and no one seems to know what’s going on. They wanted the bank statement showing the account was closed, I gave it to them and it’s still not good enough.

Truly a scam. Being charged 115% interest rate. I’ve been making all payments on time…I made a mistake and used a card which wasn’t activated yet and have been told this nullified my rebate on the interest payments. I have to send bank statements “to prove there were enough funds during payment”. Sending over my bank statement to this company seems like the last thing I want to do. Based off of the insane interest rates and stories from previous customers I think it’s time for legal action. If you’ve been scammed by this company please email me sourapplesandoranges@gmail.com I want to figure out how we can take this to court for a class action lawsuit. This is loan sharking on an epic level.