iCashToday, available at iCashToday.com, is a minimalist cash advance network.
Specializing in aiding consumers by connecting them online lenders, loan applicants are able to receive cash advances upwards to $1,000.
While iCashToday fails to disclose much information regarding their platform, the aim of today’s unbiased review would be to provide some elemental insight into the inner workings currently being exercised by iCashToday.com.
iCashToday.com Review
iCashToday.com is not an online cash advance lender, instead they are a loan matching network.
Consumers who are seeking to acquire a cash advance between $200 to $1,000 are able to quickly apply for a loan via their platform.
Incorporating a simple 3-step application process, most applicants receive an approval or denial verdict after a matter of minutes.
Approval probability is dependent upon a number of factors such as credit history, current level of income along with prospective lenders credit.
iCashToday.com is only available to consumers to reside within the United States.
iCashToday does not constitute an offer or solicitation for payday loans for consumers who reside within the following states: Arizona, Arkansas, Georgia, Massachusetts, New York, Pennsylvania, West Virginia or Ohio.
iCashToday does not disclose who their network of lenders are while their estimated APR’s reside within a percentage of 5.99% to 35.99%.
Who is Behind iCashToday?
iCashToday does not disclose any ownership information upon their site.
Reflecting a minimalist site, the entirety of iCashToday’s operation are confined to a single page which means there is no About Us, Contact Us or Terms of Use pages.
Near the footer of the site it is implied that “iCashToday.com ™” is their overseeing entity although we could find no information to verify this assertion.
Given the blatant lack of ownership and operational information we believe it is safe to deduce that iCashToday is likely acting as their sole entity.
How does iCashToday Work?
iCashToday.com installment loan application is a simply 3-step process that is conducted entirely online.
Among the information required to begin the application process would be your first and last name, desired loan amount, street address, email address and telephone number.
Once a consumer have completed the first step of the application process they will be required to provide their employers information, banking information along with identifying information such a driver’s license number and social security number.
Dependent upon a number of variable factors, an algorithm employed by iCashToday.com will then evaluate your credit worthiness and determine whether or not you have been approved to receive a cash advance.
Applicants who are approved will be connected with their approved lenders where they can finish the loan application process and receive a cash advance as soon as that day.
As with most loan matching networks, credit inquiries are likely to be conducted to gather insight regarding an applicants credit history, which may negatively affect your score.
Domain Insight
iCashToday.com was a privately registered domain that was created on March 2nd, 2011 through the GoDaddy registrar. According to a WHOIS report, iCashToday has not updated their site information since March 3rd, 2017 while their site is set to expire on March 2nd, 2019.
iCashToday does not appear to be a popular site according to market intelligent sites such as SimiliarWeb. Reflecting a global rank of 1,043,103 with a US rank of 217,898 as of October 1st, 2018 it is evident that iCashToday does not receive much visiting traffic.
Ranked 857 within the credit, loans and mortgage category, iCashToday.com receives approximately 88.38% of their traffic from referral-based sources while an additional 10.01% originate from e-mail sources.
Community Feedback
iCashToday does not possess much of a presence on the net.
When researching “iCashToday reviews” or “Is iCashToday a Scam,” through search engines like Google we are unable to find any relevant feedback pertaining directly to iCashToday.com.
Furthermore, reputable review portals such as Reddit, TrustPilot or ConsumerAffairs do not reflect any history of reviews relating to iCashToday.
This could largely be contributed to the fact that nearly 99% of their traffic is acquired through referral and email based outlets.
USACashWire.com (Added October 1st, 2018)
iCashToday appears to have a sister domain located at USACashWire.com.
Created on June 16th, 2016 USACashWire.com reflects the same site template, lenders, application requirements and terms of use information found on their site.
USACashWire does not make any reference to being related to iCashToday but it is likely that we’ll be adding more clone loan matching networks in relation to iCashToday.
Is iCashToday.com a Scam?
There is not enough evidence to suggest that iCashToday is an online loan matching scam.
As market intelligence go on to indicate, iCashToday.com does not receive many monthly visitors while the context of iCashToday is what we considered bare-boned.
While we do not believe iCashToday to be a scam, we also do not feel that their platform is the most trustworthy either.
Given the lack of ownership and operational information on their site we feel that their are much better alternatives readily available for US consumers looking to acquire quick cash advances.
iCashToday Review Conclusion
iCashToday is an online loan matching network that provides minimum information regarding their ownership and operational protocols.
While there is no evidence to suggest that iCashToday is a scam, we do believe that their are much better loan matching networks readily available that reflect open transparency.