YourScoreandMore.com Scam Review

YourScoreandMore.com is an online credit monitoring platform that caters their services to consumers based within the United States and U.S. territories.

Incepted in 2012, Your Score and More provides run-of-the-mill credit monitoring services such as generalized credit score education, up-to-date credit monitoring and identity theft protection.

To learn whether YourScoreandMore.com is a reputable credit monitoring service provider we encourage you to continue reading our unbiased review!

YourScoreandMore.com Review

Looking to keep better tabs on your credit score while learning more about how your credit score affects your financial outreach? YourScoreandMore.com provides a minimalist credit monitoring platform that does just that.

According to their site, YourScoreandMore works with major credit bureaus like TransUnion, Experian and Equifax to conduct soft credit inquiries on a monthly basis.

Who is Behind YourScoreandMore.com?

YourScoreandMore.com does not provide much ownership information on their site.

According to the Better Business Bureau, YourScoreandMore.com is operated as a sole proprietorship, which was started on March 31st, 2005.

Reflecting over 13 years in business, YourScoreandMore became a BBB accredited business on October 28th, 2012 and has a BBB rating of A+.

Below is more information we found regarding YourScoreandMore.com, although we found no reference to the original founder behind this credit monitoring platform.

Location of Business

5951 Encina Rd Ste 208, Goleta, CA 93117-6252

Business Management

Customer Service – Peter Ranck

Customer Service Manager – Ms. Deb Cockrum

Contact Information

Telephone: (888) 387-0890

Fax Number: (775) 262-6431

No live chat or email address is disclosed at YourScoreandMore.com, although they did provide 600 Pine Ave, Goleta, CA 93117 as another contact method.

How does YourScoreandMore.com Work?

Consumers looking to keep better tabs over their credit history are able to use the YourScoreandMore platform for a 7 day trial priced at $9.95.

After your 7 day trial period is up you will be charged a monthly membership fee of $29.94, which equates to an annual sum of nearly $360.

Below is a list of the credit monitoring services offered by YourScoreandMore.com:

  • Instant Credit Score
  • Dark Web Surveillance Alerts
  • Social Security Number Trace Alerts
  • Toll Free Access to Customer Service
  • 3-Bureau Credit Monitoring and Alerts
  • Up to $1 million Identity Theft Insurance

These services are comparable to other credit monitoring platforms, although YourScoreandMore does appear to charge a significant sum more than other competing services like GoFreeCredit.

Community Feedback

There isn’t much relevant community feedback relating to the YourScoreandMore platform.

However, if you took the time to conduct some research you will notice how the majority of consumers reported negative experiences with their platform.

Consumer review portals such as RipOffReport and BestCompany all reflect negative experiences with the generalized consensus that “YourScoreandMore is a scam.

Domain Insight

YourScoreandMore.com appears to be a semi-reputable credit monitoring platform which reflects a SimilarWeb global rank of 160,623 with a US rank of 32,556 as of September 9th, 2018.

Over the past 6 months, YourScoreandMore supported on average over 200,000 monthly visitors while over 92% of their incoming traffic was from US based demographics.

Approximately 45.20% of their traffic derives from referral based sources with over 85% of that referral traffic originating from usarewardspot.com.

Contacting YourScoreandMore.com

We only found a few viable routes to establish contact with YourScoreandMore operators throughout our investigative process. Perhaps the most convenient and swiftest way to reach out to their platform would be by calling (888) 387-0890.

Otherwise you may have to send a fax to (775) 262-6431 or visit one of the two following locations:

5951 Encina Rd Ste 208, Goleta, CA 93117-6252

or

600 Pine Ave, Goleta, CA 93117

Is YourScoreandMore.com a Scam?

We do not believe that YourScoreandMore.com is a bonafide scam yet although we certainly feel that their platform is not the most dependable.

Overcharging consumers compared to other credit monitoring platforms while lacking up-to-date community feedback indicates to us that there are far more reputable alternatives available for consumers seeking the same credit monitoring services.

YourScoreandMore.com Review Conclusion

YourScoreandMore is a sole proprietorship operated business that provides credit monitoring services to consumers based within the United States and residing U.S. territories.

Applicants must be 18 years of age or older to participate with their platform while their 7 day trial period is accompanied with a price tag of $9.95, where after you’ll be charged a monthly fee of $29.94.

Given the lack of relevant consumer feedback regarding YourScoreandMore and the high price point that they put on their services, we feel that there are more consumer-friendly credit monitoring platforms available for you.

Outcome: YourScoreandMore.com should be pursued at your own risk!

Have Bad Credit? Need a Loan? – Read our BadCreditLoan Review!

Please feel free to share any experience or insight you may have by sharing your feedback below!

34 Comments

  1. Barbara Heath

    Tried to cancel today by calling today, the number 8883870899 is no longer in service. This is a scam. I will try the fax number next.

    • BumbleBlee

      Hi Barbara, I was afraid I was going to be screwed by these people after reading here their phone number was no longer in service. I just got off the phone with them and cancelled my account. The rep was very nice and said he was sending me a confirmation letter canceling my account. I hope so! I signed up somewhere online for a 7-day trial for $1.00. I forgot about it and my card was charged $39.94. I still don’t know where I was online that I signed up. Hopefully, you can resolve your account and get it canceled.

    • Daphne Lopez

      Barbara, I tried to call the number you provided to cancel and this number is for a survey company…. No wonder you didn’t get a hold of them the correct phone number is on their website under their contact secure.yourscoreandmore.com/contact-us.html phone number is (888) 387-0890

  2. Gregory Phillips

    How can you not say this site is a SCAM when everyone who has interaction with it says it is?
    There is nothing Reputable about the way it gets people in and the way it debets accounts every month!!! SCAM!!!

  3. Thomas Chernewski

    I’ve been getting charged $1 for few months now on 21 or 22 each month when. I went to cancel on their website it said my email didnt have account on their site dont know what to do

    • Maria

      I just noticed this happened to me! I called my bank, they told me that my creditcard was compromised so I immediately cancelled my card, and they have refunded all of the $1 charges that were made. Hopefully this will be the end of it.

  4. gary mcmillan

    I request cancellation of my account immediately

  5. Candice Copeland

    Anyone here want to get together for a class action suit on this company? They keep trying to take money out of my credit card also with no contact response.

    • donna

      thet took money from my bank without permission.

  6. Dreama Wilcher

    Yeah got me and then say they didn’t I thought about it but never agreed because I could not afford it now I’m in the negatives at my bank

  7. Nancy Vasquez

    They take money out of my account cant get ahold of them to cancel. Yes definitely reported to BBB.!!!

  8. Ellie Still

    they keep takin a dollar out of my paypal everyday. its B.S when i paid only for one credit check. so i thought. this has happan for 30Days . clearly i have reported them and still no response from them

  9. Paula Paro

    I WILL N EVER GO THAT SITE AGAIN !!!!!!!!!!! BAD!!

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